How to

How to

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Unlock Your Financial Potential to Fund the Ideal Life

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We Empower You

Despite having some of the highest incomes globally, Americans face alarmingly low savings rates and liquidity reserves. At Factum, we identify two critical issues:

1. Limited Financial Education and Awareness

2. Inefficient Wealth Storage Environments

With a vision for financial empowerment, we are committed to changing the habits and savings rates of Americans through authentic leadership and innovative solutions.

Why Choose Us?

By partnering with you, we believe we can build stronger, lifelong relationships that support your ongoing success. Together, we will lead the way toward a more secure financial future.

Financial Education

What sets us apart is our unrelenting focus on education. We provide you with deep insights into the flaws in the current financial system, without you ever feeling like you've been "sold".

Financial Awareness

Education based on truth leads to financial awareness. When you understand your finances, you’ll know exactly what to do.

Effective Implementation

We teach you how to apply financial principles using our exclusive systems, processes and tools to help you develop tough money habits and build wealth with certainty.

Action-Oriented Community

Our unique approach to wealth building empowers you to achieve results quickly and effectively, supported by a community dedicated to building tough money.

Track Record of Success

Served

2,120

Families

Created

$756 Million

in Protection & Legacy

Maintained

99 %

Client Renewal Rate

Our Preferred Insurance Carrier

We are proud to endorse OneAmerica Financial as our primary insurance carrier for Whole Life and Infinite Banking. This endorsement is grounded in OneAmerica’s exceptional attributes and alignment with our core values.

Why OneAmerica Financial?

  1. A Legacy of Excellence

    OneAmerica Financial is a mutually owned, multi-billion-dollar company with over 100 years of operational history. Their long-standing commitment to stability and performance is exemplified by their consistent payment of dividends for over a century. Their top-rated status among financial institutions underscores their reliability and strength.

  2. Aligned Core Values and Innovative Solutions

    OneAmerica Financial's core values resonate deeply with our own, emphasizing integrity, customer focus, and long-term success. Their leadership’s personal belief and ownership in Whole Life Insurance reflects a profound belief in the products they offer.

Their Whole Life policies feature some of the strongest guarantees, ensuring a secure foundation for you. Additionally, the flexibility of Paid-Up Additions (PUA) premiums allows for tailored financial strategies, while their monthly cash value reporting provides transparent and timely insights into your policy’s performance.

By choosing OneAmerica Financial, you are aligning with a partner that combines a rich heritage of excellence with forward-thinking solutions.

How We Chose a Carrier

Stages of Whole Life Insurance

What others have to say...

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CONTACT

4860 E Baseline Road

Mesa, AZ 85206

928-241-0668

2024 Factum Financial. All Rights Reserved.