Unlock Your Financial Potential to Fund the Ideal Life
Despite having some of the highest incomes globally, Americans face alarmingly low savings rates and liquidity reserves. At Factum, we identify two critical issues:
With a vision for financial empowerment, we are committed to changing the habits and savings rates of Americans through authentic leadership and innovative solutions.
By partnering with you, we believe we can build stronger, lifelong relationships that support your ongoing success. Together, we will lead the way toward a more secure financial future.
What sets us apart is our unrelenting focus on education. We provide you with deep insights into the flaws in the current financial system, without you ever feeling like you've been "sold".
Education based on truth leads to financial awareness. When you understand your finances, you’ll know exactly what to do.
We teach you how to apply financial principles using our exclusive systems, processes and tools to help you develop tough money habits and build wealth with certainty.
Our unique approach to wealth building empowers you to achieve results quickly and effectively, supported by a community dedicated to building tough money.
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We are proud to endorse OneAmerica Financial as our primary insurance carrier for Whole Life and Infinite Banking. This endorsement is grounded in OneAmerica’s exceptional attributes and alignment with our core values.
Why OneAmerica Financial?
A Legacy of Excellence
OneAmerica Financial is a mutually owned, multi-billion-dollar company with over 100 years of operational history. Their long-standing commitment to stability and performance is exemplified by their consistent payment of dividends for over a century. Their top-rated status among financial institutions underscores their reliability and strength.
Aligned Core Values and Innovative Solutions
OneAmerica Financial's core values resonate deeply with our own, emphasizing integrity, customer focus, and long-term success. Their leadership’s personal belief and ownership in Whole Life Insurance reflects a profound belief in the products they offer.
Their Whole Life policies feature some of the strongest guarantees, ensuring a secure foundation for you. Additionally, the flexibility of Paid-Up Additions (PUA) premiums allows for tailored financial strategies, while their monthly cash value reporting provides transparent and timely insights into your policy’s performance.
By choosing OneAmerica Financial, you are aligning with a partner that combines a rich heritage of excellence with forward-thinking solutions.
How We Chose a Carrier
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